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In this era of technology, today’s generation prefers to go to digital platform for facilities like making aadhar-pan card from flights, railways, bus tickets to avoid the ‘paper hassle’. Even for taking loans, nowadays all government and private banks are providing services by submitting the necessary documents on their app. If you are looking for a different option than these to get a loan, then you can turn to some of the ‘instant’ loan apps. With services like home loans, car and bike loans and personal loans, the use of the app is in trend these days.

After uploading the required documents, these apps check your credit score based on the CIBIL score and if you are found eligible then you can get the loan within the stipulated time frame. Let’s know about 4 such apps …


it’s named pesance app Claims to provide you loans for everything from medical emergencies to buying a smartphone. The initial conditions of this app are that the applicant should be a salaried employee and he should get at least 15,000/month salary in his bank account. Applicant age limit should be between 21 years to 60 years. This app promises to provide you the amount within 3 to 4 working days with all the conditions. You can read the rest of the rules of the app before or after downloading it by visiting playstore. Let us tell you one more special thing that the agreement of PaySense App is with NBFC (Non Banking Financial Corporation) IIFL. NBFC is an institution affiliated to the Reserve Bank of India, which currently has 35 lakh customers. This app has a rating of 4 plus on Google Playstore.


This app So far, about 1 lakh users have installed it on their smartphones. This app with a rating of more than 4.5 on Google Playstore provides loans to the needy. Especially this app claims to provide loan amount in Paytm to the students in their need. This app has described itself as a marketplace that works to connect the needy people with the people and companies giving loans.

Upwards Quick Loan

4 rating on google playstore app Claims to get you a loan of 15,000 to 50,000. The company provides loans for expenses like buying a two wheeler, medical emergency and building a house. This company gives money to eligible applicants through Bajrang Investment Pvt Ltd, affiliated to NBFC.

CASHe – Instant Personal Loans

This one with 4 plus rating on google play store app The applicant can get a loan of Rs 10,000 to Rs 2 lakh. The app claims that if the applicant is found eligible as per the terms and conditions, the loan will be approved within minutes without any paperwork and time consuming. So far more than 5 lakh people have used this app. This app provides loan from Bhanix Finance & Investment Limited affiliated to NBFC.

Make it clear that we have not used any of these apps for personal use. For your convenience, we have compiled a list based on the feedback given by Android users on Playstore. If you are in need then you can use these apps. After that you can share your experience with us.

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