Paytm entered the Indian market as a mobile wallet. As time passed, different services were added to Paytm. Now considered as India’s most popular wallet, Paytm has started Paytm Postpaid service. In the words of Paytm, Paytm Postpaid is a kind of credit card for the user. You can pay for any service today using Paytm Postpaid. And you can pay that money next month. At present, the beta testing of Paytm postpaid service is going on. As of now this service is not made available for all Paytm users. But if you want, you can give your approval to start Paytm postpaid service.

You can use the ‘Paytm Postpaid’ service for mobile-DTH recharge, cinema ticket booking and Paytm shopping. Even if you do not have money in your wallet, payment will be done with the help of this service of Paytm. During this time you will not even need to use credit card or netbanking. Explain that there will be a limit for every user to spend under Paytm Postpaid. Customers will be able to pay only within the prescribed limit through Paytm Postpaid. After that at the end of the month you have to pay that amount.

If you want, you can activate Paytm Postpaid by going to the Profile section in the Paytm app. After this, you can choose this payment option for any purchase on Paytm.

It is possible that many questions are arising in your mind about Paytm Postpaid? We will try to answer these questions further…

What is Paytm Postpaid and how will it be activated?

Paytm Postpaid is a one way credit service of Paytm Mobile Wallet. Suppose this is also the amount in your wallet which you have to pay later. You can use Paytm Postpaid balance to recharge mobile and DTH, buy cinema tickets, or make purchases on Paytm. The company has informed that Paytm Postpaid will soon be activated for scan and pay.

Paytm Postpaid is not yet available for every user

This service is currently being beta testing. That is, this service is not available for every Paytm user. Selected users are able to use it. But every user can express his interest in this service. To activate it, go to the profile section of Paytm. Click on Paytm Postpaid here to activate this service by following further instructions.

Paytm has launched its website But it has been informed that the service of credit is being provided by ICICI Bank. Paytm is just doing platform work. Paytm Postpaid has been made available for select customers only. This is dependent on the transaction history of the Paytm user and having a savings account with ICICI Bank.

What is the limit or balance of Paytm Postpaid?

As soon as you activate Paytm Postpaid. On the next page, you are told about the postpaid balance. Paytm postpaid limit is dependent on your Paytm usage mode. Users can then use the prescribed amount as Paytm postpaid.

When will paytm postpaid bill come?

was told It is said that every month the bill for all the transactions done through Paytm Postpaid will come on the 1st of the next month. The postpaid bill has to be paid by 7th of that month. Failure to do so will result in a fine from the Paytm user. Reminders will be sent to Paytm users on 1st, 10th and 15th of the month for postpaid bill payments. If the payment is not made by 7th, the Paytm postpaid account will be deactivated. As soon as the customer pays the postpaid bill. The account will be activated again. But next month’s bill will be taken late.

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