Use these tips for secure internet banking.
Change your password regularly
Whenever you login to your Internet Banking account for the first time, you will be required to use the password provided by the bank. However, for the security of your account, you will need to change your password. Apart from this, it is necessary to keep changing the password after some time for secure net banking. The most important thing is to keep your password confidential at all times and do not share it with anyone. If you use net banking for multiple bank accounts, then never store all your passwords in one place in online mode. Rather keep all passwords offline.
Never login on a public computer
As far as possible, avoid logging into the bank account on the computer in public places like cyber cafes or libraries. These places are crowded and one computer can be used by many people. In such a situation, the risk of your password being seen and stolen by others increases. If you have to login from such places, do not forget to delete cache and browsing history and temporary files from the computer. Apart from this, do not click on ‘Remember ID and Password’ in any browser while logging in.
Do not share information related to net banking with anyone
Always keep in mind that the bank never asks for confidential and personal information like your ATM PIN, date of birth through phone or email. The bank also sends SMS alerts continuously in this regard. So if you get any such phone call or email from the bank, never tell about the login information. Use your Login ID and Password only on the official login page of the Bank and it should be a secure website. Always remember that ‘https://’ is written in the URL, it means that the website is secure.
Keep checking your savings account regularly
Make sure to check your account after any online transaction. Make sure that only the proper amount is withdrawn from your account. If you find any discrepancy in this amount, inform your bank immediately. Make sure to always keep your bank account helpline number and your bank account number with you so that you can block your internet banking immediately in case of emergency.
Always use licensed anti-virus software
To protect your computer from new viruses, make sure that you always use licensed anti-virus software. Pirated versions of anti virus software may be available for free, but in the online world, they fail to protect your computer from new viruses. In addition, by having licensed anti virus software, you will also get notifications for updates from time to time. Make sure that your antivirus is updated so that your personal and confidential information is always protected.
Turn off internet connection when not using PC
Most broadband users do not disconnect the Internet connection on their computer when they are not using it. Hackers can also steal your confidential banking information by accessing your computer through an Internet connection. To keep your data safe, it is important that you disconnect the Internet when you do not need it. Along with this, it is important to update your PC from time to time so that the secure online banking experience is not spoiled.
Always type internet banking url
For secure use of Internet Banking, it is necessary to go to the address bar of the browser and type the URL of your bank. Click on the link sent in the email anytime. There is a possibility that hackers may design a site like the original website of the bank and email the same link for fraud. If you enter login information once on such a fake website, your account can be accessed and money can be stolen. While login, make sure to check ‘https://’ in the URL as this is the original website of your bank. Apart from this, there is a lock-like icon in the first URL of the net banking page.